Dude, I was jokin about the truck and boat. I have a 20 ft bass boat and a 17 ft Gator trax all bought by cash. As far as the pension goes, all companies are trying to get away from them. I "hope" that mine won't freeze before I reach 30 years, but it may. However, if I need any financial advice like how to work till you die because your too dumb to make over 4% on your money, I'll know who to call.. B