Good for you.

I didn't say I locked down ALL their money.

I sold some losers where the fees were eating up their profits, and locked that down.

Dude, you ever sit in a bar in the 70's for a long periods of time, it's like that. You shoot pool, feed the jukebox, the video games, and I could stay up all night playing backgammon, btw.

This is like Pacman. You eat the ghosts, like you eat these fees, but eventually, that one little rat bastage ghost eats YOU.

Then it's closing time, and last call, and there's no way to recover.

That's what I got rid of for them - under performing funds with high fees. Most investment bankers want you to keep them, because they get a share of those fees.

Now, back in the 70's you'd say, no problem. I'll hunt down that same Pacman machine the next night and keep playing, until I get them ALL.

But, it's not the 70's, the bar is gone, the Pacman game is in a pile with all the other Pacman games out back , so you can't get revenge.

So, you put your quarters away.